LEGAL DISCLAIMER
AND PRIVACY STATEMENT

Legal Disclaimer

Investancia Group B.V. (“INVESTANCIA”) exercises the greatest possible care with the management and contents of this website (the “Site”). Despite this, there is always a possibility that certain information will be outdated or not (no longer) correct. The information on this Site is only of a general nature. No rights can be derived from this information. Everything on the Site is provided “as is” without any representations or warranties of any kind (whether express or implied).

To the fullest extent permissible under applicable law, INVESTANCIA and its respective directors, employees, suppliers, and agents hereby disclaim all representations and warranties, express, implied or statutory, including, without limitation, all implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and all representations and warranties (1) relating to the adequacy, timeliness, accuracy or completeness of any information on the Site, (2) that your use of the Site will be uninterrupted, error-free, or secure, (3) that defects will be corrected, or (4) that the Site or the servers on which the Site is hosted are free of viruses or other harmful components. You assume total responsibility and risk for your use of, or reliance on, the Site and any information provided on the Site. Information contained on the Site is subject to change at any time without notice.

The contents of this Site are protected by copyright law, trademark and other intellectual property laws. INVESTANCIA own the copyright to all Information and works of authorship on the Site. In particular, INVESTANCIA logos are trademarks of INVESTANCIA and you may not use such names or logos without INVESTANCIA’s prior written consent. You agree that, other than the right to access the Site and view the information contained on the Site under the terms and conditions set forth herein, you acquire no ownership, title, right or interest of any kind in or to the Site or any portion of any information on the Site, and that all title, right and interest therein and thereto remains with INVESTANCIA. It is not allowed to copy or frame this Site or parts of it without prior permission in writing from INVESTANCIA.

To the fullest extent permitted by applicable law, INVESTANCIA shall not be responsible or liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or other losses or damages (including, but not limited to, damages for loss of profits, loss of business, use, data or other intangible damages, even if such party has been advised of the possibility of such damages), under any contract, tort (including, without limitation, negligence and strict liability) or other legal theory, howsoever caused, arising out of or relating in any way to the Site and/or any Information contained on the Site, or any errors or omissions therein, or your use of, or inability to use, or reliance on, the Site. The use of this website remains entirely at the own risk of the visitor to this website. Your sole remedy for dissatisfaction with the Site and/or information contained on the Site is to stop using the Site.

In the event that the foregoing disclaimer of liability is held to be invalid or unenforceable, you agree that the maximum cumulative aggregate liability of INVESTANCIA to you for all damages, losses, and causes of action (whether in contract, tort (including, without limitation, negligence and strict liability), or otherwise) at any time shall be the aggregate cumulative amount paid by you to INVESTANCIA at such time, if any, to access the Site.

Privacy Statement

This is the Privacy Statement of Investancia Group B.V. (“INVESTANCIA”) regarding the privacy of information that INVESTANCIA may collect on this website (the “Site”). This Privacy Statement only applies to the information that INVESTANCIA collects on the Site and does not apply to information INVESTANCIA collects by any other methods.

Collection of Information

When you register to use the Site or choose to submit information to the Site, INVESTANCIA may collect information from you such as your name, postal address, email address, telephone number, your firm’s name or comments. Generally, the information INVESTANCIA collects on the Site is used only for INVESTANCIA’s own internal purposes, for example, to improve the content of the Site, to improve INVESTANCIA’s marketing and promotional efforts, to statistically analyze the Site usage patterns on an aggregate basis, to improve content and Site offerings, and may be used by INVESTANCIA to contact you to provide you with information INVESTANCIA believes may be useful to you. INVESTANCIA believes that the use of information as such allows it to improve the Site and better tailor it to meet users’ needs. INVESTANCIA will only use the information you give us on the Site for the purposes described in this Privacy Statement.

Disclosure of Information

At no time will INVESTANCIA sell or broker any of the information that INVESTANCIA receives from you through your use of the Site to third parties. As a general rule, INVESTANCIA will not disclose any personal information to third parties, except in the following circumstances: (i) when INVESTANCIA believes in good faith that it is required under applicable law, (ii) to protect other users of the Site, or (iii) to respond to an emergency and as set forth below. Information may be given to third-party contractors or other persons or entities that INVESTANCIA engages in the course of outsourcing certain functions. Information will be shared with such third-party contractors, persons or entities only to the extent reasonably necessary for them to perform services on INVESTANCIA’s behalf and not for any other purpose, and pursuant to reasonable confidentiality obligations.

INVESTANCIA may disclose the information if legally required to do so, if requested to do so by a governmental entity or regulatory authority or if INVESTANCIA believes in good faith that such action is necessary to comply with legal requirements or processes, prevent a crime or protect national security. If you engage, or INVESTANCIA reasonably suspects that you are engaging in any illegal activity, INVESTANCIA may disclose your personal information without a subpoena, warrant or other court order to the extent INVESTANCIA determines in its sole discretion is necessary to cooperate with appropriate authorities.

INVESTANCIA reserves the right to transfer any information that INVESTANCIA has collected about you through your use of the Site to a third party that acquires a portion of INVESTANCIA’s business or in the event that INVESTANCIA sells or otherwise transfers some or all of its assets related to the Site. Such recipients may include companies or individuals that are established in countries outside of the European Economic Area and which may not have comprehensive data protection laws.

Security and retention

INVESTANCIA maintains rigorous physical, electronic and procedural safeguards to protect personal information against unauthorized access or disclosure, accidental loss, use, alteration or destruction. INVESTANCIA is aware of, and complies with, relevant laws and regulations regarding personal data. We restrict access to your information to only those persons who need to use it for the relevant purpose.

INVESTANCIA retains your information only as long as is necessary for the purpose for which INVESTANCIA obtained them and any other permitted linked purposes. If information is used for more purposes, INVESTANCIA will retain it until the purpose with the latest period expires; but will stop using it for the purpose with a shorter period once that period expires. INVESTANCIA’s retention periods are based on business needs and applicable laws and your information that is no longer needed is either irreversibly anonymized or destroyed securely.

Access and Correction

You have the right to request access to your personal information and to request correction of it if it is incorrect. If, at any time, you do not wish for INVESTANCIA to contact you using the information that INVESTANCIA has collected, or you wish to review, update or delete your personal information or you have any questions concerning our Privacy Statement, please feel free to contact INVESTANCIA by post using the following address: INVESTANCIA B.V., Stationsplein 45, 3013 AK, Rotterdam, the Netherlands or by e-mailing to: compliance@INVESTANCIA.com.

Other Websites

The Site may contain links to third-party websites over which INVESTANCIA has no control. INVESTANCIA is not responsible for the privacy policies or practices of such other websites and INVESTANCIA encourages you to review the privacy policies, if any, on such websites.

Cookies

INVESTANCIA may place a small text file called a “cookie” in the browser files of your computer. The cookie itself does not contain personal information, although it will enable the Site to relate your use of the Site to information that you have specifically and knowingly provided to the Site (such as username) and to track your use of the Site. Tracking information (aggregated through Google Analytics) is used to gather information on user demographics and Site traffic patterns on an aggregate basis and is not connected to the identities or other personal information of individual users.

JavaScript

The Site uses JavaScript for no other reason than to improve the user experience.

INVESTANCIA reserves the right to modify this Privacy Statement from time to time, in its sole discretion, by updating this web page. It is your responsibility to review this Privacy Statement periodically.